More and more people are going online for health insurance quotes. There are now online websites where you can get instant online health insurance quotes from major insurance companies. Right now, you can go to the end of this article and find links to instant insurance quote websites.Low Cost Health Insurance PlansShopping for health insurance doesn’t have to be complicated. Start out by requesting free quotes from an online insurance quote website. These websites specialize in finding the most affordable health plans for your situation. Depending on your needs, you will get quotes ranging from basic coverage to a more comprehensive type of plan.Today’s basic health coverage plans start as low as $130 per month for an individual. Basic plans usually cover catastrophic illness and injury while a more deluxe plan covers catastrophic care as well as doctor visits, prescriptions, and other medical benefits.One plan that is gaining popularity fast is the (HSA) Health Savings Account tied to a (HDHP) High Deductible Health Plan.) The high deductible insurance plan covers your catastrophic medical benefits and the health savings account is used for small medical bills and deductibles. Together they form a well rounded plan for quite a bit less than conventional health insurance plans.Instant Online Health Insurance QuotesOne of the best ways to learn more about affordable affordable health insurance is to go to an insurance quote website and request free quotes. Immediately after you complete their short form, you’ll get several low cost HSA, HMO, PPO, and POS quotes while still online. After you have your quotes, you can compare plans and visit their websites for more detailed information.
Skin Care Tips For Healthy Skin Rejuvenation – And Not a Skin Care Product in Sight
Healthy skin care for beautiful skin is all about taking care of your skin from the inside. It’s less about what skin care products you put on your skin and more about what you do to keep it healthy. Healthy skin will always be beautiful skin.Ten per cent of skin ageing is intrinsic, being dependent on your genes. Look at your parents: how has their skin fared as they’ve got older? They are a good indicator of how you might expect your skin to age. Eventually everyone looks older, but some age sooner than others.Other factors – extrinsic, or lifestyle, factors – such as smoking, stress, bad diet and the weather can literally leave their mark in the form of lines, sags and wrinkles. The good news, though, is that you can take charge and choose which ones are going to affect your skin’s ageing by being careful about exposing yourself to the sun, never smoking, sleeping well, eating healthily and avoiding toxins and pollutants.Skin Care Tips 1 – Protect Skin From The SunUp to 80 per cent of premature ageing is caused by overexposure to the sun’s harmful ultraviolet rays: a completely preventable source of ageing. Sun damage causes collagen and elastin to degenerate, as a result of which the skin sags and takes on a leathery appearance and texture, age spots develop and coarse wrinkles and broken blood vessels appear on the skin’s surface.Sun damage over the years can develop into skin cancer, which may stay invisible for 20 years or more. For all these reasons it is vital that you protect your skin, especially the skin on your face, with a sunscreen containing a minimum sun protection factor of 15 (SPF15). (Note that, because of the way in which sunscreen works, it is never necessary to use a higher factor than SPF30, whatever the conditions.)Skin Care Tips 2 – Stop SmokingAs well as polluting your body with thousands of toxins, smoking takes its toll on the skin. As a result, smokers age badly. Smoking promotes the formation of free radicals in the body, which affect skin renewal at a cellular level, as well as restricting the circulation to many areas of the body, thereby starving the skin of the vital oxygen and nutrients it needs for a healthy complexion.Many smokers develop lines that run from their mouth to their nose and have hollow cheeks from the inhaling motion. If that’s not enough to put you off smoking, the fact that it also discolors the skin, hair and nails might be.Skin Care Tips 3 – Steer Clear Of ToxinsToxins found in polluted air, drugs, pesticides, food and food additives, and chemicals are eliminated from the body by the liver, kidneys and lymph system. Good skin depends on healthy blood getting to the dermis and filtering the toxic waste away. An insufficient blood supply or blood high in toxins or accumulated waste under-nourishes and overloads our systems. The skin then becomes a dumping ground for excess unfiltered toxins, which produce free radicals. As a result of toxic overload, we often see deep furrows between the eyes and puffy under-eye bags. But the solution lies in your hands: steer clear of toxins in the first place, boost your circulation and detoxify your body.Skin Care Tips 4 – Get A Good Night’s SleepWe need beauty sleep so that our faces and bodies can relax and de-stress. Go to bed with a clean face for eight hours’ sleep to give your skin cells the chance to regenerate. A lack of refreshing sleep or any kind of sleep deprivation shows itself as saggy eyelids, bags under the eyes and dark under-eye circles, along with a pallid complexion. Keep your bedroom well ventilated and not too dry, otherwise your skin’s moisture will evaporate during the night, giving you dry skin.
What Are The Greatest Changes In Shopping In Your Lifetime
What are the greatest changes in shopping in your lifetime? So asked my 9 year old grandson.
As I thought of the question the local Green Grocer came to mind. Because that is what the greatest change in shopping in my lifetime is.
That was the first place to start with the question of what are the greatest changes in shopping in your lifetime.
Our local green grocer was the most important change in shopping in my lifetime. Beside him was our butcher, a hairdresser and a chemist.
Looking back, we were well catered for as we had quite a few in our suburb. And yes, the greatest changes in shopping in my lifetime were with the small family owned businesses.
Entertainment While Shopping Has Changed
Buying butter was an entertainment in itself.
My sister and I often had to go to a favourite family grocer close by. We were always polite as we asked for a pound or two of butter and other small items.
Out came a big block of wet butter wrapped in grease-proof paper. Brought from the back of the shop, placed on a huge counter top and included two grooved pates.
That was a big change in our shopping in my lifetime… you don’t come across butter bashing nowadays.
Our old friendly Mr. Mahon with the moustache, would cut a square of butter. Lift it to another piece of greaseproof paper with his pates. On it went to the weighing scales, a bit sliced off or added here and there.
Our old grocer would then bash it with gusto, turning it over and over. Upside down and sideways it went, so that it had grooves from the pates, splashes going everywhere, including our faces.
My sister and I thought this was great fun and it always cracked us up. We loved it, as we loved Mahon’s, on the corner, our very favourite grocery shop.
Grocery Shopping
Further afield, we often had to go to another of my mother’s favourite, not so local, green grocer’s. Mr. McKessie, ( spelt phonetically) would take our list, gather the groceries and put them all in a big cardboard box.
And because we were good customers he always delivered them to our house free of charge. But he wasn’t nearly as much fun as old Mr. Mahon. Even so, he was a nice man.
All Things Fresh
So there were very many common services such as home deliveries like:
• Farm eggs
• Fresh vegetables
• Cow’s milk
• Freshly baked bread
• Coal for our open fires
Delivery Services
A man used to come to our house a couple of times a week with farm fresh eggs.
Another used to come every day with fresh vegetables, although my father loved growing his own.
Our milk, topped with beautiful cream, was delivered to our doorstep every single morning.
Unbelievably, come think of it now, our bread came to us in a huge van driven by our “bread-man” named Jerry who became a family friend.
My parents always invited Jerry and his wife to their parties, and there were many during the summer months. Kids and adults all thoroughly enjoyed these times. Alcohol was never included, my parents were teetotallers. Lemonade was a treat, with home made sandwiches and cakes.
The coal-man was another who delivered bags of coal for our open fires. I can still see his sooty face under his tweed cap but I can’t remember his name. We knew them all by name but most of them escape me now.
Mr. Higgins, a service man from the Hoover Company always came to our house to replace our old vacuum cleaner with an updated model.
Our insurance company even sent a man to collect the weekly premium.
People then only paid for their shopping with cash. This in itself has been a huge change in shopping in my lifetime.
In some department stores there was a system whereby the money from the cash registers was transported in a small cylinder on a moving wire track to the central office.
Some Of The Bigger Changes
Some of the bigger changes in shopping were the opening of supermarkets.
• Supermarkets replaced many individual smaller grocery shops. Cash and bank cheques have given way to credit and key cards.
• Internet shopping… the latest trend, but in many minds, doing more harm, to book shops.
• Not many written shopping lists, because mobile phones have taken over.
On a more optimistic note, I hear that book shops are popular again after a decline.
Personal Service Has Most Definitely Changed
So, no one really has to leave home, to purchase almost anything, technology makes it so easy to do online.
And we have a much bigger range of products now, to choose from, and credit cards have given us the greatest ease of payment.
We have longer shopping hours, and weekend shopping. But we have lost the personal service that we oldies had taken for granted and also appreciated.
Because of their frenetic lifestyles, I have heard people say they find shopping very stressful, that is grocery shopping. I’m sure it is when you have to dash home and cook dinner after a days work. I often think there has to be a better, less stressful way.
My mother had the best of both worlds, in the services she had at her disposal. With a full time job looking after 9 people, 7 children plus her and my dad, she was very lucky. Lucky too that she did not have 2 jobs.