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Unlike in the past, today people with disabilities have been recognized, and are less discriminated against. In many countries there are legislations that protect them and make their life a little easier. Also many public buildings have been designed or renovated in order to accommodate people with disabilities.With all these improvements, people with disabilities are now able to travel for vacation or a business trip to places far away from their home. However, with all these improvements we have made, travelling for people with disabilities is still a challenge for them, especially when they are travelling alone or, they are travelling to an unknown destination. Below is a guide to help people with all forms of disabilities to travel safely.1. Plan well in advance
Planning is key to any form of success. This is very important because it reduces chances of getting stranded and being inconvenienced. Booking flights and hotel rooms are the top priorities, however if you are going to stay at a friend’s or a relative’s house; notifying them in advance is very important. Then they can be prepared and even pick you up from the airport.2. Book hotels that are disabled friendly
Hotels with disabled friendly structures are very convenient as they allow disabled individuals to move freely with minimal effort. Most of these hotels also have special emergency protocols that ensure disabled individuals are not left behind in case of an emergency, unlike some hotels where these issues are over looked.3. Use a travel agent that offers travel packages for disabled travelers
Booking flights and hotel rooms with travel agents that offer travel solutions to disabled people is advantageous in a number of ways. They ensure they book for their disabled clients airlines and hotels that are disabled friendly. They strive to offer services and suggestions that will ensure their clients travel comfortably.4. Understand and know your rights when at the airport
Travelling, for people with disabilities, is very hectic, especially when they arrive at the airport. They face the challenge of getting proper information and directions. This is further aggravated by the huge number of people traveling and long queues. In airports, there are attendants that are supposed to attend to the needs of those travelling with disabilities.Disabled travelers should not, and are not, treated differently when they go through security measures. They are also protected from any form of discrimination from any airline. Disabled travelers are advised to be very conversant with their rights to avoid and report any form of discrimination when travelling.5. Bring extra medication
There is no harm in carrying an extra dose of medication when travelling. People do lose their luggage as they travel so, having an extra dose will act as a backup when one dose gets lost. This also ensures that when travelling, a disabled person does not run out of their medicine forcing them to start looking for a drug store when travelling. These medications should be stored properly to ensure their safety.6. Take a doctor’s note and contact information when travelling
A doctor’s note contains important information about a condition that a disabled person is facing and this will help doctors save a lot of time on tests in case of an emergency. Contact information for your doctor allows other doctors to get important information from your doctor should the need arise. This small, but vital, information can save lives.7. Use direct flights
It is very hectic and tiresome for a disabled traveler to use connecting flights. Using connecting flights exposes them to loss of their luggage and even injury as they get in and out of a plane. Using a direct flight cuts all these risks down and saves a lot time and energy when travelling. Direct flights also ensure that those travelling with disabilities are not stranded in an airport as they wait for a connecting flight.8. Disabled travelers are advised to have some knowledge about where they are travelling to
There is nothing more difficult than looking for directions to a place you do not know about. This is even harder for disabled travelers so, it is advisable to have at least some knowledge and understanding about their destination. This will give them an upper hand when moving around and the knowledge to know where to go and where not to go. This will be very helpful when they are stranded or experience an emergency situation and need urgent assistance.9. Carry the appropriate luggage
Disabled travelers are advised to carry luggage that they can manage when they are travelling. Unless they have company, travelling with a huge amount of luggage is not easy. Traveling lightly enables disabled travelers to be more flexible to situations that arise besides, a large amount of luggage can also easily get lost.10. Enjoy travelling
Many disabled people do not travel often because of a lot of limitations which discourages them. However modern technology ensures safe travel for all regardless of their condition. Travelling should be enjoyed by all since it is a chance to experience new things that are different than what they are used to.

Internet marketing is an essential part of all business models. Unless you sell directly on the web, you would like to encourage customers to come to your site and see types of your skills, or join a discussion. Whether you possess your very own business and should try to learn online marketing strategies or you want to pursue a profession in marketing, there are a true number of ways you can gather the skills needed to be an Internet marketing professional. You can decide to join classes, or find out and research the fundamentals of Internet marketing free of charge.Method 1: Starting out in Internet Marketing1) Browse the net. In case you are older, nor have much knowledge with the Internet, the very first thing you must do is get familiar with online promotion, such as banner advertisements on the relative sides of web pages, online shopping and on-line marketplaces, such as for example Craigslist, eBay and amazon. If you don’t have the basic Computer and internet skills necessary to accomplish buying, navigating and selling the web, you should join classes then. Low-cost or free of charge classes are given by neighborhood libraries and Lifelong Learning classes often.2) Join social mass media accounts. The easiest method to understand social mass media is to dive involved with it. Sign up for free of charge accounts on Facebook, Twitter, Pinterest, Google+.3) Seek a level in advertising with a concentrate on online or online marketing. If you are just leaving high school and you are thinking about marketing and business, this is probably the best path for you personally then. Research marketing programs that concentrate on Internet marketing and learn the basics 1 course at a right time. After completion, you will be ready for an entry-level job at a marketing firm. You may use your knowledge to advertise your own items or ideas also.4) Take an Online marketing class, in case you are unfamiliar with the essential steps of business advertising and online advertising. If you don’t know how to setup accounts, create a website, make use of Google work or providers with a graphic/internet developer, this may end up being the easiest method to learn. Many businesses provide this online marketing tutorial program. You can join it on the web for a cost from $50 to $1,000. If you can, hire and instructor, that way you can obtain an interactive education.Method 2: Understanding Online Marketing Basics1) Learn the basics of Internet analysis, if you would like to learn online marketing for free. For anybody who knows the fundamentals of social media, SEO (SEO), Google news and website building blocks, you can likely learn Online marketing by yourself then. A big component of advertising is understanding your competition, market and data analysis.* Determine your market. This is something that should be obvious from the moment you select an ongoing service or item to market. However, you may want to research what part of that marketplace is on-line and what part is done through mobile phone or in-person sales.* Determine who your primary online competitors are. Analysis how they work, how they market and what size of you be shared by market believe they have. Join e-newsletters, research their pr announcements and determine the weaknesses and strengths of every online competitor. You may need to buy something from them to be able to know how they complete their product sales process.* Determine who your ideal client is. For just about any product, you need to be capable to see who’s buying the product. Once you determine your demographic, you can determine where they spend their period on the Internet.2) Interpret the info which you have gathered. Produce reviews using Google Analytics, spreadsheets or software program that show the marketplace, customer and competition data. You can get software or on the web which will help you make reviews or charts showing where your ideal consumer is purchasing and who your primary competitors are. That is especially important if you have superiors to that you must provide results. Although you could be able to turn data into a strategy easily, graphs and reports are crucial to be able to communicate that data to individuals who control the budget. Spend time making in depth reports and building a PowerPoint presentation predicated on your research perhaps.3) Create a strategy. Utilize the conclusions and research from your own reports to develop an effective strategy to achieve your target demographic. Begin by using the techniques which were successful for your competition, search for more innovative techniques then. Your strategy shall probably require a budget to employ writers to accomplish SEO articles, graphic designers to accomplish ads, and web site designers to revise or create an internet site. You may even need to hire visitors to update your business’s cultural media accounts daily.4) Create internet marketing campaigns and monitor them well. Ensure that your site uses analytics or make use of Google Analytics to ensure that you understand which methods are effective and that are not. That is a forgotten guideline of online marketing often, but it may be the only method to see your return of investment (ROI).* Internet marketing nearly includes launching many promotions at once always, which explains why they are thus important to track. A website might be marketing through e-mail blasts, You Tube videos, public media accounts, internet banners, online marketers, SEO, weblogs and more.* Understand that see’s are the important to many online marketing. Companies are looking for methods to ensure their site and item are being listed on the first web page of a Google, Bing or yahoo search.

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.

1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general

2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing

3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company

Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!

A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!

When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.

How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.

Three basics always emerge when it comes to your search for the right business capital and financing.

1. The amount of financing you need

2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders

3. How the financing is structured to be manageable with your day to day operations

What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business

Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:

A/R Financing / Factoring / Confidential Receivable Finance

Inventory finance / floor planning / retail inventory

Working Capital term loans

Unsecured cash flow loans

Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.

Royalty finance

Asset based non bank business lines of credit

Tax credit financing (SR&ED bridge loans)

Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.

Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.

If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.

Stan has had a successful career with some of the world’s largest and most successful corporations.

His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.