Unlike in the past, today people with disabilities have been recognized, and are less discriminated against. In many countries there are legislations that protect them and make their life a little easier. Also many public buildings have been designed or renovated in order to accommodate people with disabilities.With all these improvements, people with disabilities are now able to travel for vacation or a business trip to places far away from their home. However, with all these improvements we have made, travelling for people with disabilities is still a challenge for them, especially when they are travelling alone or, they are travelling to an unknown destination. Below is a guide to help people with all forms of disabilities to travel safely.1. Plan well in advance
Planning is key to any form of success. This is very important because it reduces chances of getting stranded and being inconvenienced. Booking flights and hotel rooms are the top priorities, however if you are going to stay at a friend’s or a relative’s house; notifying them in advance is very important. Then they can be prepared and even pick you up from the airport.2. Book hotels that are disabled friendly
Hotels with disabled friendly structures are very convenient as they allow disabled individuals to move freely with minimal effort. Most of these hotels also have special emergency protocols that ensure disabled individuals are not left behind in case of an emergency, unlike some hotels where these issues are over looked.3. Use a travel agent that offers travel packages for disabled travelers
Booking flights and hotel rooms with travel agents that offer travel solutions to disabled people is advantageous in a number of ways. They ensure they book for their disabled clients airlines and hotels that are disabled friendly. They strive to offer services and suggestions that will ensure their clients travel comfortably.4. Understand and know your rights when at the airport
Travelling, for people with disabilities, is very hectic, especially when they arrive at the airport. They face the challenge of getting proper information and directions. This is further aggravated by the huge number of people traveling and long queues. In airports, there are attendants that are supposed to attend to the needs of those travelling with disabilities.Disabled travelers should not, and are not, treated differently when they go through security measures. They are also protected from any form of discrimination from any airline. Disabled travelers are advised to be very conversant with their rights to avoid and report any form of discrimination when travelling.5. Bring extra medication
There is no harm in carrying an extra dose of medication when travelling. People do lose their luggage as they travel so, having an extra dose will act as a backup when one dose gets lost. This also ensures that when travelling, a disabled person does not run out of their medicine forcing them to start looking for a drug store when travelling. These medications should be stored properly to ensure their safety.6. Take a doctor’s note and contact information when travelling
A doctor’s note contains important information about a condition that a disabled person is facing and this will help doctors save a lot of time on tests in case of an emergency. Contact information for your doctor allows other doctors to get important information from your doctor should the need arise. This small, but vital, information can save lives.7. Use direct flights
It is very hectic and tiresome for a disabled traveler to use connecting flights. Using connecting flights exposes them to loss of their luggage and even injury as they get in and out of a plane. Using a direct flight cuts all these risks down and saves a lot time and energy when travelling. Direct flights also ensure that those travelling with disabilities are not stranded in an airport as they wait for a connecting flight.8. Disabled travelers are advised to have some knowledge about where they are travelling to
There is nothing more difficult than looking for directions to a place you do not know about. This is even harder for disabled travelers so, it is advisable to have at least some knowledge and understanding about their destination. This will give them an upper hand when moving around and the knowledge to know where to go and where not to go. This will be very helpful when they are stranded or experience an emergency situation and need urgent assistance.9. Carry the appropriate luggage
Disabled travelers are advised to carry luggage that they can manage when they are travelling. Unless they have company, travelling with a huge amount of luggage is not easy. Traveling lightly enables disabled travelers to be more flexible to situations that arise besides, a large amount of luggage can also easily get lost.10. Enjoy travelling
Many disabled people do not travel often because of a lot of limitations which discourages them. However modern technology ensures safe travel for all regardless of their condition. Travelling should be enjoyed by all since it is a chance to experience new things that are different than what they are used to.
Travelling Tips for the Disabled
Shoe Repairs And Several Other Things When I Was 7
Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!
He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.
But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.
Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!
Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.
We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.
Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.
Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!
But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.
Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.
Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.
And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.
All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.
He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.
Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing
Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.
One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.
Business Loans In Canada
Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.
1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general
2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing
3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company
Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!
A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!
When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.
How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.
Three basics always emerge when it comes to your search for the right business capital and financing.
1. The amount of financing you need
2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders
3. How the financing is structured to be manageable with your day to day operations
What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business
Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:
A/R Financing / Factoring / Confidential Receivable Finance
Inventory finance / floor planning / retail inventory
Working Capital term loans
Unsecured cash flow loans
Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.
Royalty finance
Asset based non bank business lines of credit
Tax credit financing (SR&ED bridge loans)
Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.
Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.
If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.
Stan has had a successful career with some of the world’s largest and most successful corporations.
His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.